Christopher Yap holds a Bachelor of Science degree from St. Cloud State University, USA and he brings with him close to 20 years of experience in the financial services industry with specific focus in the SME and Commercial segments. Christopher started his early career in Trade Services at Citibank Berhad Malaysia. Prior to joining AmBank Group, he held the position of Head of SME Banking with Alliance Bank. Under his helm, the SME business accounted for 25% of revenue for the bank. One of Christopher’s key achievements recently was when he and his team won the award for “Best SME Bank in Asia Pacific 2015” from The Asian Banker.